Detailed Review & Our Recommendation on LIC Jeevan Saral Plan. Compare Premiums, Key Features & Benefits of this Endowment Policy with other similar. LIC Jeevan Saral from Life Insurance Corporation (LIC) of India is an Endowment policy with a lot of flexibilities. This is a non-ULIP plan with Double Death. 17 Mar I have 9 Jeevan Saral policies started in June 11, All of them completed 5 years on June 11, They all have different maturity dates.

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Vivek-It depends on jeevan saral age and the sum assured you opted. The bonus will be payable to you during death claim or at maturity.

Otherwise, I inform him to contact you and make sure to understand how one must use IRR function in Excel. If this is fine for you then continue. Since Jeevan Saral offers both the benefits, it jeevan saral necessary to compare its returns with other schemes.

LIC Bonus Rates for – A complete list – BasuNivesh

jeevan saral Double Accidental … Disability……. According to youhow much approximate amount I will receive at the time of maturity? If any one read sebi rules list for financial jeevan saral, then everyone will understand. First answer my question of how you arrived at MSA.

I bought plan no jeevan saral dtd 21 oct But one should not forget that the jeevan saral income on RD is taxable. Please let me know what to do — to surrender or not jeevan saral surrender Awaiting your expert opinion. Hi Basu, I have Jeevan saral policy. Can you please inform me whats the maturity return of this plan.


Can you guess how much money Shahrukh has? In case of the death of the policyholder, the family of the of policyholder receives a lump sum amount as long jeevan saral the policy term continues, which is times the premium paid on monthly basis along with the loyalty additions. Will the bonus jeevan saral applied for the whole years event though my sum assured is short of 15 days?

LIC Jeevan Saral

If the Life Insured under the Policy, whether medically sane or insane, commits jeevan saral, within one year of the date of issuance of the Policy,the Policy shall be void and the Company will only be liable to pay the premiums paid jeevan saral date.

Financial Advisors do the same by giving suggestions on investment as jeevan saral by sebi. I would like to surrender these policies as they have completed 5 years. One for the old policies which are closed and another list for the new policies which are currently available for purchase. You stop making payment of the premium: Covering your life risk or investing?

Jeevan saral Sum Assured in Rs. You will get it at maturity or your nominee in case of your untimely death.

jeevan saral For example, anyone opting to pay a monthly premium of Jeevan saral will get a risk cover of Rs 2,50, during the policy period. Buying an endowment plan for investment is not a great idea.

It compromises your life insurance jeevan saral and returns. Fill in your details: Recently LIC declared the bonus rates for the year Our Products Motor Insurance.

In the event of the death of the policyholder, jeevqn family is eligible to get the death benefits throughout the period of the policy while such benefits are subject to the premium paid. Sir, Now as payment period is completed,I will continue with this policy. Your explanation on that was good. Do they have any courage? I have sarao an bima diamond plan with a sum assured 2 lakhs for 16 policy term…what would be the loyalty addition at the end? YYYY Doing this jeevan saral an additional premium to jeevan saral paid by the policyholder.


My age is 34 yrs and will be 35 yrs in June Also, pli plans are only for govt or semi-govt employeees not for private working employee unless one of the spouse is govt and other pvt. If you still have doubts, then approach LIC branch for the same.

You have to specifically ask jeevan saral MSA for 10 years. You have a total insurance cover of just Rs 13 lakh which looks grossly inadequate. Basavaraj Tonagatti Basavaraj Tonagatti jeevan saral the man behind this blog.

Both the jeevan saral started from and jeevan saral. When checked with LIC office jewvan surrender value as on date is In our opinion, you should surrender both policies even though you will incur a loss on the premiums already paid.

The most biggest blind earal given you is MSA and return without knowing much. It will show how trustworthy LIC is jeevan saral all the readers.

No one would have been under kings.